Collision Repair Regulations
State-specific laws that protect consumers and shop owners during the collision repair process in Utah and Colorado.
Collision repair in Utah and Colorado is governed by a combination of state statutes, insurance regulations, and consumer protection laws. Understanding these protections helps consumers make informed decisions after an accident — and helps shops document their position when insurers push back on supplements or calibration claims.
The regulations below are organized by state. For plain-language answers to the most common post-accident questions, see the Consumer Help FAQ.
Utah Regulations
Utah Consumer Guide →Anti-Steering Law
Utah prohibits insurance companies from requiring consumers to use specific repair shops. Consumers have the right to choose their own shop and cannot be penalized for doing so.
Read more →ADAS Calibration Requirement (2020)
Utah law requires insurers to cover ADAS calibration when the vehicle's OEM repair procedure specifies it — one of the first such statutes in the country.
Read more →Written Estimate Requirement
Utah consumer protection statutes require auto body shops to provide a written estimate before beginning non-warranty repair work.
Read more →Colorado Regulations
Colorado Consumer Guide →Consumer Protection Act
Colorado's Consumer Protection Act (CRS § 6-1-101) prohibits unfair or deceptive business practices by insurers and repair shops, including misleading steering language.
Read more →Diminished Value Claims
Colorado allows diminished value claims against at-fault drivers' liability insurers — one of the more consumer-favorable diminished value regimes in the country.
Read more →Division of Insurance Complaint Process
Colorado's Division of Insurance under DORA accepts and investigates complaints about insurer conduct, including claim handling and steering practices.
Read more →Know your rights before you need them. State-specific consumer guidance for Utah and Colorado vehicle owners.